According to the Indiana University Lilly Family School of Philanthropy's Philanthropy Panel Study, the percentage of American households that donate to charity has declined from 66.2% in 2000 to 49.6% in 2018.

Top 5 Donation Sites Charity Navigator: This site includes top 10 charity lists, such as the top 10 charities to watch, and lists of reputable charities by topic, such as gun violence protection or Ukraine charities.

Charity Watch: This site provides a database and rating system for charities that spend at least 75% of their budgets on programmes, spend $25 or less to raise $100 in public support, and do not hold excessive reserves.

Consumer Reports This report hasn't been updated since 2019, but it offers tips for vetting charities yourself. Before donating, do some research.

BBB Wise GivinBefore donating, search by charity name or browse the site's alphabetical list of charities and wise giving guide.g Alliance:

Guidestar: This site lists more than 1.8 million IRS-recognized charities.

Amy Richardson, a certified financial planner at Schwab Intelligent Portfolios Premium, says charitable giving should be part of your daily and long-term budgets.

Amy Richardson, a certified financial planner at Schwab Intelligent Portfolios Premium, says charitable giving should be part of your daily and long-term budgets.