Student bank account pros and cons vary by need. Here are some student bank account benefits you may find useful.

Advantage SafeBalance Banking from Bank of America Pros – No monthly service fee – Minimum opening deposit of $25 Cons – $2.50 fee for using non-Bank of America ATMs – No check writing

Clear Access Banking from Wells Fargo Pros – No monthly service fee – Minimum opening deposit of $25 Cons – $2.50 fee for using non-Wells Fargo ATMs – No check writing

Everyday Checking from Wells Fargo Pros – No monthly service fee – Minimum opening deposit of $25 Cons – $2.50 fee for using non-Wells Fargo ATMs – $35 overdraft fee, up to three per day

Student Checking from U.S. Bank Pros – No monthly service fee – Minimum opening deposit of $25 – Four non-U.S. Bank ATM transactions per month with no fee Cons – $36 overdraft fee, up to four per day

Free Campus Checking from Navy Federal Credit Union Pros – No monthly service fee – No minimum balance – Free checks Cons – $20 overdraft fee, up to three per day

Virtual Wallet Student by PNC Bank Pros – No monthly service fee – $25 minimum opening deposit Cons – $36 overdraft fee, maximum of one per day

A bank, credit union, or other financial institution offers students a checking or savings account. Student accounts may have reduced fees and special features.