This week's Queer Money® explains how LGBTQ+ people can achieve financial independence, let go of excuses, and retire early even with kids.

Pick your FIRE number. Pay off debt. Avoid lifestyle creep. Spend intentionally. Increase your income.

This episode of Queer Money® explains how we used company-sponsored retirement plans to become millionaires without making six figures.

Many FI tips are beige, and colourful people like us need creative solutions to address our unique needs.

Topics covered on how to reach financial independence – How we reached millionaire status in less than 15 years without making 6 figures – The option to have a self-directed 401(k)

– 5 unique steps LGBTQ+ folks can take to reach financial independence – How ESPPs allow you to buy shares of the company you work for at a discount – Why we recommend either a fixed or indexed annuity with a survivor benefit

– The benefit of securing disability, long-term care and life insurance – Why it’s crucial for LGBTQ+ individuals to update our legal documents and beneficiary info – Employer benefits that might be available to you, e.g.: tuition reimbursement