While the goal is to start investing immediately, you should tackle the following two financial issues first: Pay off high-interest debt. Build an emergency fund

Here’s a common phrase I hear about investing: “I’m going to start investing when I have real money to invest.”

Try the cookie jar approach Investing and saving are linked. Save money before investing. You can do it in simple steps in less time than you think.

Enroll in your employer’s retirement plan Enrolling in your 401(k) or other employment retirement plan may seem out of reach if you're on a limited budget. You can invest small amounts in an employer-sponsored retirement plan.

Open an IRA as well Employer-sponsored 401(k)s are great, but they don’t offer the same tax benefits as other retirement accounts, which is why opening an IRA is also important.

Let a robo-advisor invest your money for you Robo-advisors entered the investing scene about a decade ago and make investing as simple and accessible as possible.

Start investing in the stock market with little money When it comes to investing in the stock market, cost is often the barrier to entry. It takes money to make money, right?

Dip your toe in the real estate market Real estate investing doesn't require a lot of money (or good credit). "Real estate crowdfunding" allows investors to purchase fractional interests of commercial properties without being landlords.