Breakdown of the Costs of Surrogacy many couples have already worked with a fertility clinic to produce embryos before deciding to go the surrogacy route. Cost range: $20,000-$30,000

Egg donation. Same-sex couples and some heterosexual couples may also need to pay for a donor egg. Cost range: $20,000-$30,000

Agency fees. The cost of the agency can vary significantly based on what’s included in their services.

Legal fees. If the agency does not offer legal services, it’s important to work with a lawyer who can create the necessary documents that outline compensation structure as well as what will happen if there are pregnancy complications

Surrogate base compensation. This is the payment made directly to the surrogate as payment for carrying and having the baby on behalf of your family.

Surrogate contingent fees. These are separate fees that the intended family may have to pay if complications arise during the pregnancy

Insurance costs. Most standard health insurance plans do not cover surrogate pregnancy, but intended families still cover the premiums and deductibles for their surrogate’s insurance plan while they’re working together

other expenses. There are many other, smaller expenses that intended families should keep in mind when considering the cost of surrogacy