U.S. drivers have been struggling in the wake of rising gas costs

Throw in general inflation, and a lot of people are racking up higher credit card tabs to cover their essential expenses

When you use a credit card to fill up your car, gas stations are allowed to place a hold on your card for a certain amount

The Wall Street Journal reports that Visa and Mastercard recently raised that hold limit to $175

The good news is that you ultimately won't have to pay for more gas than you actually take from the pump

But the bad news is that the hold placed on your credit card for that larger amount could last several hours, or even several days

So, let's say a gas station puts a temporary $175 hold on your credit card when your tab only came to $75

And so it's important to pay attention to temporary holds for gas fill-ups – even if that money is eventually refunded to you