Here’s a look at the 9 best free checking accounts with no minimum balance requirements. As a bonus, you can open these accounts with a $0 deposit.
1. Ally BankAlly Bank’s interest-bearing checking account has lots of perks to help you manage your money. Deposit checks from your smartphone, or transfer money using Zelle or Ally Skill for Amazon Alexa
2. Axos BankAxos Bank’s no-fee, no-minimum checking account is called Essential Checking, and it has the features you need most.
3. Capital OneCapital One offers a free 360 Checking account that includes integration with Zelle for easy peer-to-peer payments, plus additional features to make banking easy.
4. Chime– ATM access60,000-plus free in-network ATMs
– Interest: Non-interest-bearing account– FeesATM and over-the-counter withdrawals: $2.50 at non-network machines
5. DiscoverThe Discover Cashback Debit account is a robust option for fee-weary consumers. In fact, this account pays you via cash-back rewards.
6. E-Trade– ATM accessUse any ATM
No fees charged by E-Trade
– Interest: Non-interest-bearing account– FeesWire transfer:$25 per outgoing made by phone
7. FNBO DirectThe FNBO Direct Online Checking account features standard online and mobile checking services with just a nominal $1 deposit to open